Make a card online and print it ? HELP?

I need to make cards for various occasions. Im looking for some cards that i can print, edit and download for free or " a card generator " where i can edit the photos, add some text etc. I am also looking for good youtube videos that shows easy and quick way to make great cards. If possible, does anyone viewed a video on youtube about a flip-flap scrapbook where they insert photos. It is presented like a present. At the description, i remember it was credited to Andrea Walford but i couldnt find her video. Do reply as soon as possible.